What Can a Debt Consultant Do?

Many Canadians find themselves in an uncomfortable place in retirement. Unpaid bills, collections debts, interest rates and tax debts can affect your ability to borrow. We assist clients to persevere through the process of insolvency and set in motion better plans for your future.

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A Debt Solution That is Compatible With You

Debt is a messy subject in Canada. In our busy quest to keep pace with society many people have left the responsibility of retiring with the government. At BC Debt Relief we offer practical solutions using insolvency and financial know how.

We do what we do because we love the people who come to us for hope, help, and a friendly ear.

When you connect with us, expect to be treated to a one hour complementary session over the phone, in person or on-line! We hope to exceed your expectations.

Debt Relief

Processing an insolvency claim can be a complicated. We assist clients with negotiating a fair payment process for their given situation.

Past clients have had their payments cut in half to a quarter of what they were owed.

To find out more about our process click here

Financial Services

BC Debt Relief is associated with CF Canada Financial as their MGA. Know that your future plans for retirement, wealth building, and insurance are assured when you work with us.

We believe that financial planning should not be limited to a wealthy few but be open to any who are serious about getting ahead.

Home Equity Financing

A good mortgage broker can be your last line of defence before turning to bankruptcy. A home equity loan, also known as a second mortage, allows you to borrow cash from your home.

Clients can feel at ease knowing that they have looked at all of the options available to them. Contact with a qualified licensed mortgage professional today.

Your Security

BC Debt Relief was made with security in mind, we constantly audit the site and our communications to meet the highest security standards.

Know that all conversations are private and confidential with your best interests in mind


Marilyne Espinosa

Veteran Financial Services & Debt Specialist

Marilyne brings a combined 15 years of debt solutions, financial services, accounting & sales. Her approach of no one get’s left behind is founded on faith & family principles. She speaks English & Tagalog.

She passionately divides her free time between her 8 grand kids and volunteers with organizations that work with Surrey youth and women.

You’re in good hands with Marilyne!

vick prasad

Vick Prasad

Licensed Mortgage Broker
with Mortgage Architects

Vick is a veteran 7 year expert in home equity financing. He’s your specialist sharp shooter for any home equity lending need. The decision to refinance requires proper planning & consideration of your unique situation. Find inexpensive lending options through him! Special offer for first time buyers.

Vick is a regular speaker on Indian radio! He speaks English, Punjabi & Hindu.

 Vick is your quality choice Home Equity Mortgage Broker!

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Eric Ho

Finance Services Account Manager

Clients enjoy the specialized care they receive when deal with him. Eric’s background in financial services, and debt solutions allows you to have full stack approach to debt and wealth management.

Outside of work, Eric spends his quality time…shamelessly on watching sports, playing video games and volunteers his time in the service of others.

 You’ll discover a unique set of skills when dealing with Eric

Our Associated Partners

BC Debt Relief Financial Services

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